Best Buy Cars Under $400/mo with Less Than Perfect Credit
Best Buy used cars and trucks around $400 a month with no money down. All online used car and truck listings below are priced under 23,000 dollars for people with subprime, less than perfect or below average credit ratings. Buy a car for less than $400 a month, with a credit score near 600.
Payments vary by FICO score, if your credit score is not in the 575, 600, 625 range, select one below to find the best used car that you can afford.
To find the best zero down payment auto financing rate that you qualify for either check your credit score, or request an auto loan under $400 with less than perfect credit before visiting local area used car lots.
Start Online and Get Driving
- 2016 Ford Focus
- Mileage: 85,799
- Price: $9,970
- Location: Pensacola, FL
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2005 Mercury Montego
- Mileage: 188,290
- Price: $4,984
- Location: Pensacola, FL
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2011 Nissan Maxima
- Mileage: 147,495
- Price: $8,554
- Location: Pensacola, FL
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2020 Nissan Kicks
- Mileage: 35,717
- Price: $21,800
- Location: Pensacola, FL
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2014 Ford Explorer
- Mileage: 172,328
- Price: $11,989
- Location: Pensacola, FL
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2018 Honda Civic
- Mileage: 50,965
- Price: $21,989
- Location: Pensacola, FL
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
Cities With Best Buy Used Car Listings
It does not matter if you have subprime, less than perfect or below average credit with a credit score in the 575, 600, 625 range. Select a city below to find vehicle that you are able to own.
- Albany, NY
- Albuquerque, NM
- Atlanta, GA
- Austin, TX
- Baltimore, MD
- Birmingham, AL
- Boston, MA
- Brooklyn, NY
- Charleston, WV
- Charlotte, NC
- Chicago, IL
- Cincinnati, OH
- Cleveland, OH
- Colorado Springs, CO
- Columbus, OH
- Dallas, TX
- Dayton, OH
- Denver, CO
- Des Moines, IA
- Detroit, MI
- El Paso, TX
- Fort Lauderdale, FL
- Fort Worth, TX
- Fresno, CA
- Houston, TX
- Indianapolis, IN
- Jacksonville, FL
- Kansas City, MO
- Las Vegas, NV
- Lexington, KY
- Los Angeles, CA
- Louisville, KY
- Memphis, TN
- Miami, FL
- Milwaukee, WI
- Minneapolis, MN
- New Orleans, LA
- New York City, NY
- Oklahoma City, OK
- Omaha, NE
- Orlando, FL
- Philadelphia, PA
- Phoenix, AZ
- Pittsburgh, PA
- Portland, OR
- Roanoke, VA
- Rochester, NY
- Sacramento, CA
- Saint Louis, MO
- Saint Paul, MN
- Salt Lake City, UT
- San Antonio, TX
- San Diego, CA
- San Francisco, CA
- San Jose, CA
- Seattle, WA
- Tampa, FL
- Tucson, AZ
- Tulsa, OK
- Washington, DC
States with the Best Finance Deals for Less Than Perfect Credit
Use our website to find low priced, best buy, best value automobiles with payments in the 350, 400, 450 dollars per month range. Choose a popular state below to find a pre-owned car that you can buy, lease, or finance.
View Other Payment Options for Less Than Perfect Credit
Car Buyers are Searching for:
- Cheap Used Cars
- Budget Used Cars
- Affordable Used Cars
- Low Priced Used Cars
- High End Used Cars
- Luxury Used Cars
Read Our Legal Disclaimer
Monthly or weekly lending payments for people with credit are based on an estimated car loan term of 72 months and an auto finance interest rate based on a less than perfect credit with no money down towards the pre-owned luxury dealership's used car list price. Automobile sales tax, and local used car lot fees were not included when calculating an auto loan payment less than $600 a month, or under $149 per week. If you cannot budget money to pay the TT&L fees when buying a used car, add an additional $55 per month for every $1,000 borrowed from the auto loan lender.