Top Cities with
Cheap Cars on Credit
With CarPaymentsUnder.com you can find used cars all across the USA that fit within your budget. All listings are from local used car lots that offer financing and leasing for nearly any credit type. Some even offer buy here pay here loans. So it does not matter if you have good, fair, average, poor, bad or no credit rating at all. We can help you find a car that you can afford.
- Select a city...
- Albany, NY
- Albuquerque, NM
- Atlanta, GA
- Austin, TX
- Baltimore, MD
- Birmingham, AL
- Boston, MA
- Brooklyn, NY
- Charleston, WV
- Charlotte, NC
- Chicago, IL
- Cincinnati, OH
- Cleveland, OH
- Colorado Springs, CO
- Columbus, OH
- Dallas, TX
- Dayton, OH
- Denver, CO
- Des Moines, IA
- Detroit, MI
- El Paso, TX
- Fort Lauderdale, FL
- Fort Worth, TX
- Fresno, CA
- Houston, TX
- Indianapolis, IN
- Jacksonville, FL
- Kansas City, MO
- Las Vegas, NV
- Lexington, KY
- Los Angeles, CA
- Louisville, KY
- Memphis, TN
- Miami, FL
- Milwaukee, WI
- Minneapolis, MN
- New Orleans, LA
- New York City, NY
- Oklahoma City, OK
- Omaha, NE
- Orlando, FL
- Philadelphia, PA
- Phoenix, AZ
- Pittsburgh, PA
- Portland, OR
- Roanoke, VA
- Rochester, NY
- Sacramento, CA
- Saint Louis, MO
- Saint Paul, MN
- Salt Lake City, UT
- San Antonio, TX
- San Diego, CA
- San Francisco, CA
- San Jose, CA
- Seattle, WA
- Tampa, FL
- Tucson, AZ
- Tulsa, OK
- Washington, DC
Overstocked States with
Affordable Finance Deals
Due to lower can loan interest rates, more and more people are able to buy brand new vehicles, and as a result, car lots all across the country are overstocked with used car trade-ins. It's a great time to buy and finance or lease a pre-owned vehicle. By selecting a payment option, you will be sure to find the perfect second hand car that won't break the bank.
Auto Loans & Credit Scores
Most car buying websites only list the automobile dealerships asking price. This makes it difficult for most auto shoppers whom want to shop by monthly payment. When calculating payment there are three things to consider:
- The age of the vehicle
- The mileage of the vehicle
- The credit history of the borrower
