Affordable Cars Under $300/mo with Average Credit
Affordable used cars and trucks around $300 a month with no money down. All online used car and truck listings below are priced under 18,000 dollars for people with below average, average or fair credit ratings. Buy a car for less than $300 a month, with a credit score near 650.
Payments vary by FICO score, if your credit score is not in the 625, 650, 675 range, select one below to find the best used car that you can afford.
To find the best zero down payment auto financing rate that you qualify for either check your credit score, or request an auto loan under $300 with average credit before visiting local area used car lots.
Start Online and Get Driving
- 2017 Ford Mustang
- Mileage: 83,202
- Price: $15,897
- Location: Santa Monica, CA
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2017 Toyota Camry
- Mileage: 90,004
- Price: $14,800
- Location: Tarzana, CA
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2016 BMW X3 Series
- Mileage: 90,650
- Price: $12,000
- Location: Inglewood, CA
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2020 Kia Optima
- Mileage: 75,038
- Price: $15,804
- Location: South Gate, CA
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2017 Lexus CT 200h
- Mileage: 75,050
- Price: $16,477
- Location: Pacoima, CA
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2015 Audi Q5
- Mileage: 92,443
- Price: $14,500
- Location: Hermosa Beach, CA
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
Cities With Affordable Used Car Listings
It does not matter if you have below average, average or fair credit with a credit score in the 625, 650, 675 range. Select a city below to find vehicle that you are able to own.
- Albany, NY
- Albuquerque, NM
- Atlanta, GA
- Austin, TX
- Baltimore, MD
- Birmingham, AL
- Boston, MA
- Brooklyn, NY
- Charleston, WV
- Charlotte, NC
- Chicago, IL
- Cincinnati, OH
- Cleveland, OH
- Colorado Springs, CO
- Columbus, OH
- Dallas, TX
- Dayton, OH
- Denver, CO
- Des Moines, IA
- Detroit, MI
- El Paso, TX
- Fort Lauderdale, FL
- Fort Worth, TX
- Fresno, CA
- Houston, TX
- Indianapolis, IN
- Jacksonville, FL
- Kansas City, MO
- Las Vegas, NV
- Lexington, KY
- Los Angeles, CA
- Louisville, KY
- Memphis, TN
- Miami, FL
- Milwaukee, WI
- Minneapolis, MN
- New Orleans, LA
- New York City, NY
- Oklahoma City, OK
- Omaha, NE
- Orlando, FL
- Philadelphia, PA
- Phoenix, AZ
- Pittsburgh, PA
- Portland, OR
- Roanoke, VA
- Rochester, NY
- Sacramento, CA
- Saint Louis, MO
- Saint Paul, MN
- Salt Lake City, UT
- San Antonio, TX
- San Diego, CA
- San Francisco, CA
- San Jose, CA
- Seattle, WA
- Tampa, FL
- Tucson, AZ
- Tulsa, OK
- Washington, DC
States with the Best Finance Deals for Average Credit
Use our website to find budget, affordable, low priced automobiles with payments in the 250, 300, 350 dollars per month range. Choose a popular state below to find a pre-owned car that you can buy, lease, or finance.
View Other Payment Options for Average Credit
Car Buyers are Searching for:
- Cheap Used Cars
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- Luxury Used Cars
Read Our Legal Disclaimer
Monthly or weekly lending payments for people with credit are based on an estimated car loan term of 72 months and an auto finance interest rate based on a less than perfect credit with no money down towards the pre-owned luxury dealership's used car list price. Automobile sales tax, and local used car lot fees were not included when calculating an auto loan payment less than $600 a month, or under $149 per week. If you cannot budget money to pay the TT&L fees when buying a used car, add an additional $55 per month for every $1,000 borrowed from the auto loan lender.