Schenectady, NY Cars Under $400/mo with Excellent Credit
All online used car and truck listings below are priced under $26,000 dollars for people with no money down and excellent credit in Schenectady. Buy a car for less than $400 a month with a credit score near 725 in Albany, or Schenectady County, and Capital District New York. Best Buy used cars and trucks with car loan payments around $350, 400, 450 a month near greater Schenectady, NY.
Payments vary by FICO score, if your credit score is not in the 700, 725, 750 range select one below to find the best used car with the loan or lease payment you're looking for:
To find the car loan financing interest rate that you qualify for either check your credit score, or request a excellent credit auto loan under $400 /mo in Schenectady, NY before visiting Capital Region New York used car lots.
Change Your Credit Rating
- Used Cars for Great Credit
- Used Cars for Good Credit
- Used Cars for the Average Car Buyer
- Used Cars for Poor Credit
- Used Cars for Bad Credit
- Used Cars w/ No Credit Needed
Change How Much You Want to Pay Per Month
Start Online and Get Driving
Find $400/mo Used Cars Near Schenectady in Other Major Cities in New York
- $400/mo Used Cars in New York City, NY
- $400/mo Used Cars in Brooklyn, NY
- $400/mo Used Cars in Albany, NY
- $400/mo Used Cars in Rochester, NY
- $400/mo Used Cars in Buffalo, NY
- $400/mo Used Cars in Syracuse, NY
- $400/mo Used Cars in Bronx, NY
- $400/mo Used Cars in Staten Island, NY
- $400/mo Used Cars in Jamaica, NY
- $400/mo Used Cars in Schenectady, NY
- 2019 Buick Encore
- Mileage: 30,327
- Price: $21,495
- Location: Ballston Spa, NY
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2019 Buick Encore
- Mileage: 34,078
- Price: $21,495
- Location: Ballston Spa, NY
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2017 Ford Edge
- Mileage: 61,701
- Price: $23,995
- Location: Burnt Hills, NY
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2018 Chevrolet Equinox
- Mileage: 16,290
- Price: $21,986
- Location: Saratoga Springs, NY
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2020 Chevrolet Equinox
- Mileage: 42,091
- Price: $21,995
- Location: Burnt Hills, NY
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2020 Ford Fusion Hybrid
- Mileage: 36,416
- Price: $23,995
- Location: Burnt Hills, NY
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
Read Our Legal Disclaimer
Monthly or weekly lending payments for people with credit are based on an estimated car loan term of 72 months and an auto finance interest rate based on a less than perfect credit with no money down towards the pre-owned luxury dealership's used car list price. Automobile sales tax, and local NY used car lot fees were not included when calculating an auto loan payment less than $400 a month, or under $99 per week. If you cannot budget money to pay the TT&L fees when buying a used car, add an additional $55 per month for every $1,000 borrowed from the auto loan lender.