Cheap Cars Under $200/mo with Fair Credit
Cheap used cars and trucks around $200 a month with no money down. All online used car and truck listings below are priced under 12,000 dollars for people with average, fair or good credit ratings. Buy a car for less than $200 a month, with a credit score near 675.
Payments vary by FICO score, if your credit score is not in the 650, 675, 700 range, select one below to find the best used car that you can afford.
To find the best zero down payment auto financing rate that you qualify for either check your credit score, or request an auto loan under $200 with fair credit before visiting local area used car lots.
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- 2018 Kia Optima
- Mileage: 101,561
- Price: $11,950
- Location: Spring, TX
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2012 Jeep Grand Cherokee
- Mileage: 132,519
- Price: $11,995
- Location: Tomball, TX
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 1988 Jeep Wrangler
- Mileage: 141,170
- Price: $11,995
- Location: Spring, TX
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2008 Pontiac Grand Prix
- Mileage: 166,904
- Price: $6,500
- Location: Houston, TX
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2003 Lexus ES
- Mileage: 200,955
- Price: $3,995
- Location: Magnolia, TX
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
- 2013 BMW 3 Series
- Mileage: 164,631
- Price: $4,999
- Location: Houston, TX
- Availability: Buy, Finance, or Lease
- Discuss Pricing with the Car Lot
- Get Loan and Lease Payment
Cities With Cheap Used Car Listings
It does not matter if you have average, fair or good credit with a credit score in the 650, 675, 700 range. Select a city below to find vehicle that you are able to own.
- Albany, NY
- Albuquerque, NM
- Atlanta, GA
- Austin, TX
- Baltimore, MD
- Birmingham, AL
- Boston, MA
- Brooklyn, NY
- Charleston, WV
- Charlotte, NC
- Chicago, IL
- Cincinnati, OH
- Cleveland, OH
- Colorado Springs, CO
- Columbus, OH
- Dallas, TX
- Dayton, OH
- Denver, CO
- Des Moines, IA
- Detroit, MI
- El Paso, TX
- Fort Lauderdale, FL
- Fort Worth, TX
- Fresno, CA
- Houston, TX
- Indianapolis, IN
- Jacksonville, FL
- Kansas City, MO
- Las Vegas, NV
- Lexington, KY
- Los Angeles, CA
- Louisville, KY
- Memphis, TN
- Miami, FL
- Milwaukee, WI
- Minneapolis, MN
- New Orleans, LA
- New York City, NY
- Oklahoma City, OK
- Omaha, NE
- Orlando, FL
- Philadelphia, PA
- Phoenix, AZ
- Pittsburgh, PA
- Portland, OR
- Roanoke, VA
- Rochester, NY
- Sacramento, CA
- Saint Louis, MO
- Saint Paul, MN
- Salt Lake City, UT
- San Antonio, TX
- San Diego, CA
- San Francisco, CA
- San Jose, CA
- Seattle, WA
- Tampa, FL
- Tucson, AZ
- Tulsa, OK
- Washington, DC
States with the Best Finance Deals for Fair Credit
Use our website to find cheap, budget automobiles with payments in the 200, 250 dollars per month range. Choose a popular state below to find a pre-owned car that you can buy, lease, or finance.
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Car Buyers are Searching for:
- Cheap Used Cars
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- Low Priced Used Cars
- High End Used Cars
- Luxury Used Cars
Read Our Legal Disclaimer
Monthly or weekly lending payments for people with credit are based on an estimated car loan term of 72 months and an auto finance interest rate based on a less than perfect credit with no money down towards the pre-owned luxury dealership's used car list price. Automobile sales tax, and local used car lot fees were not included when calculating an auto loan payment less than $600 a month, or under $149 per week. If you cannot budget money to pay the TT&L fees when buying a used car, add an additional $55 per month for every $1,000 borrowed from the auto loan lender.