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Used Cars > $200 / month > 500 score

Cheap Cars Under $200/mo with Bad Credit

Cheap used cars and trucks around $200 a month with no money down. All online used car and truck listings below are priced under 8,000 dollars for people with damaged, bad or poor credit ratings. Buy a car for less than $200 a month, with a credit score near 500.

Payments vary by FICO score, if your credit score is not in the 475, 500, 525 range, select one below to find the best used car that you can afford.

To find the best zero down payment auto financing rate that you qualify for either check your credit score, or request an auto loan under $200 with bad credit before visiting local area used car lots.

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Cities With Cheap Used Car Listings


It does not matter if you have damaged, bad or poor credit with a credit score in the 475, 500, 525 range. Select a city below to find vehicle that you are able to own.

States with the Best Finance Deals for Bad Credit

Use our website to find cheap, budget automobiles with payments in the 200, 250 dollars per month range. Choose a popular state below to find a pre-owned car that you can buy, lease, or finance.

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Read Our Legal Disclaimer

Monthly or weekly lending payments for people with credit are based on an estimated car loan term of 72 months and an auto finance interest rate based on a less than perfect credit with no money down towards the pre-owned luxury dealership's used car list price. Automobile sales tax, and local used car lot fees were not included when calculating an auto loan payment less than $600 a month, or under $149 per week. If you cannot budget money to pay the TT&L fees when buying a used car, add an additional $55 per month for every $1,000 borrowed from the auto loan lender.